The Ontario Renovates Program includes funding for urgent repairs, renovations, and accessibility modifications for low to moderate income homeowners in the form of a ten-year forgivable loan. Funding of up to $15,000 per unit is available.

Application intake for urgent home repairs and accessibility modifications is year-round. However, applicants may be placed on a waitlist as funding is limited. Applications are reviewed on a first-come, first-served basis.

Program Eligibility

• The property must be your sole and principal residence and located in Simcoe County.
• At least one member in your household must be aged 16 years or older. The application must be signed by all members of the household who are 16 years and older.
• You must be a Canadian citizen, landed immigrant, or have refugee claimant status and have no deportation order under the Immigration Act (Canada) against any member of the household. As well, there must not be a departure order or an exclusion order under the Immigration Act (Canada) that has become effective with respect to any member of the household.
• Property taxes must be paid up to date.
• Your mortgage must be paid up to date. Total of all property mortgages and any other financing registered on title, plus the Ontario Renovates funding, cannot exceed the market value of the home.
• Your property insurance must be paid up to date. The property must be insured to its full replacement value.
• Income, asset limit, and house value cannot exceed the following:

Maximum GROSS Household Income	Maximum House Value	Maximum Liquid Assets (excluding locked in RRSPs)
$91,000*	$799,000*	$20,000

For more information on the Ontario Renovates Program, review this Fact Sheet and a list of Frequently Asked Questions.

To apply, complete the Application Package.